Our Team
Tom Shepard, CFP®, APMA®, CEO & Founder, Shepard Financial & The Currency Institute
Tom Shepard is a Certified Financial Planner™ professional, Accredited Portfolio Management Advisor℠, and the founder of Shepard FINANCIAL and The Currency Institute. With nearly 30 years in the world of finance, Tom has built his career on a mission to transform the way individuals and organizations think about money. His work integrates wealth management, personal growth, holistic wellness, and financial empowerment to help people align their resources with their values.
As an author and thought leader, Tom published Money Isn’t Everything, Everything Is Money: A Personalized Approach to Valuing Time, Energy, Relationships, and Money. The book is built on his original Find Your Financial Nature™ tool, which helps people discover how they are hard-wired to interact with money. This framework empowers individuals, families, and business partners to better understand their behaviors, reduce conflict, and make more conscious financial decisions. He extends this philosophy, known as the “Evolutionary Method” through The Currency Institute, which includes Currency Camp programs, retreats, and workshops where he coaches diverse audiences on financial literacy and empowerment.
Tom is a sought-after voice in the financial empowerment space and has been a featured guest on podcasts such as Finance, Fitness & Finesse; The Happiness Squad; Live, with the Famous Dr. Al; and Better Than Bitter Divorce Podcast™. He has also spoken internationally, including at the Global Happiness Summit in Costa Rica.
Earlier in his career, Tom served as Finance Director for Maine School Administrative District 51, and contributed to his community as a board member at Riverbend Yoga and a Treasurer of Sea Change Yoga, an organization offering trauma-sensitive yoga to underserved populations. He has also taught personal finance and mathematics at Gould Academy and was part of the Omicron Class at the Institute for Civic Leadership, where he authored Writings on the Seven Levels of Sustainable Non-Profits.
Beyond finance, Tom is an avid lacrosse player and outdoor adventurer. When he’s not driving off-road vehicles in Moab or fixing up his rustic cabin in the Maine woods, he lives with his family in Cumberland, Maine.
Nate Waller, DIrector of Operations, Financial Advisor
Nate has worked in the financial services industry for more than 14 years, joining shepard FINANCIAL in 2016.
As the Director of Operations and a Financial Advisor, Nate combines a strong foundation in relationship management with a personalized approach to financial planning. Nate believes financial planning isn’t just about preparing for tomorrow; it’s about creating strategies that enhance your life now while laying the groundwork for long-term success.
Nate attended the University of Maine, graduating with a degree in Business Administration. With more than ten years of financial experience, he holds the FINRA Series 7, 63 securities registrations through LPL Financial and the 65 through Flagship Harbor Advisors. Is also licensed in the State of Maine for Life and Health Insurance license and is a registered Notary Public.
Nate lives in Windham, Maine with his wife Samantha and daughter Lillie. He grew up on the ice playing hockey and spends his summers enjoying golf.
Tim Wyand, CSRIC®, Financial Advisor, Chief Investment Strategist
Tim brings a global perspective and a values-based approach to wealth management and financial planning. He began his career in New York City with Bear Stearns and Citigroup, gaining a strong foundation in traditional finance. In 2013, his path took a more mission-driven turn as he worked with early investors in East Africa, followed by a role with the UN-supported Principles for Responsible Investment in London, where he collaborated with institutional asset owners to advance responsible investing practices worldwide.
Since returning to the U.S., Tim has focused on building strategies that help individuals and families grow their wealth with intention—integrating environmental and social considerations alongside financial goals. Since joining Shepard Financial in 2020, he has continued to develop personalized planning solutions that support long-term success and meaningful impact.
When he's not working with clients, Tim enjoys spending time outdoors with his wife, Chloe, and son, Aedan—hiking, camping, and exploring nature together.
Emily Silver, Chief Marketing Officer (CMO)
Emily Silver is the Chief Marketing Officer at shepard FINANCIAL, where she brings a holistic perspective to the firm’s mission of helping clients build greater wealth and well-being. With a background spanning business development, sales, talent acquisition, small business start-ups, and event production, Emily blends creativity and strategy to expand awareness of and access to the firm’s services.
Her career has taken her across diverse industries and locales—from adventure travel in Costa Rica to public health and international development around the globe, as well as hospitality, lifestyle publishing, and audio production. These varied experiences have equipped Emily with a versatile skill set and a unique ability to connect with people, craft compelling stories, and foster business growth.
At shepard FINANCIAL, Emily combines her professional expertise with her passion for people, community, and creative expression. Outside of work, she is a proud soccer mom, devoted to her daughters and her dog, Sugar Magnolia. She is also a certified Reiki practitioner and lifelong enthusiast of yoga, holistic healing, creative writing, and time spent outdoors in her home state of Maine.